Privacy Policy

Privacy Policy

Introduction

At https://top-small-business-loan-lenders-fort-worth-tx.texasbizloans.com, we prioritize your privacy and data protection. This Privacy Policy outlines our practices regarding the collection, storage, access, and processing of personal information in compliance with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California’s Consumer Privacy Act (CPA) and its recent amendments (CCPA/CPRA)
  • Colorado’s CPA
  • Utah’s Uniform Consumer Privacy Act (UCPA)
  • Connecticut’s Consumer Data Protection Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our website, applications, services, and products at https://top-small-business-loan-lenders-fort-worth-tx.texasbizloans.com. Please note that it does not extend to third-party platforms or services accessible through links on our site, which have their own privacy policies.

Processing Activities

This policy covers interactions when:

  1. You use our applications and services as an authorized user.
  2. You visit websites linked to this Privacy Policy.
  3. You receive communications from us, including newsletters, emails, calls, or texts/SMS messages.

Personal Data Collection

We collect various types of personal information, including:

  1. Account details.
  2. Payment and financial data.
  3. Purchase history.
  4. Mobile device identifiers.
  5. Location data.
  6. Feedback and reviews.
  7. Social media information (when shared).
  8. Product interest and usage data.

We gather this data through direct user input, interactions with our systems, and automated technologies used for analytics and personalization. Third parties may also provide us with personal data, governed by their respective privacy agreements.

Cookies

We use cookies to enhance your experience and analyze website performance. Cookies are categorized as:

  1. Strictly Necessary: Ensuring basic functionalities.
  2. Preference: Customizing user settings.
  3. Analytics: Tracking aggregate statistics.

Users can manage non-essential cookies through our Cookie Manager.

Retention and Deletion

We retain personal data based on legal requirements and the original purpose of collection. Once these purposes are fulfilled, we delete or anonymize the data to protect your privacy.

Security Measures

We implement robust organizational safeguards and security practices to safeguard your personal information, including encrypted communication channels and secure third-party processing partnerships.

Children’s Privacy

Our services are not intended for children under 18 years old, and we do not knowingly collect personal data from them.

Your Rights

Depending on your jurisdiction, you have various rights regarding your personal data:

  1. Access and rectification.
  2. Erasure or deletion.
  3. Restriction or objection to processing.
  4. Data portability.
  5. Right to be informed and non-discrimination.
  6. The right to file appeals or complaints with relevant authorities.

To exercise these rights, please contact our privacy team via the provided channels.

Changes to Policy

We reserve the right to update this Privacy Policy at any time. Any changes will be posted on our website for your review.

Contact Information

For privacy-related inquiries, unsubscribe requests, or data-related questions, contact us at: [Privacy Team Email/Contact Form].